Services
We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer or call us to discuss your specific requirements. There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability. We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:
First Home Buyers
As a first-time homebuyer, we guide you through the entire process—from understanding eligibility criteria and deposit requirements, applying for First Home grants and guarantee schemes and finding the right loan. We ensure a smooth experience as you step into homeownership.
Investment Properties
If you’re venturing into real estate investment, we help secure loans tailored for investment properties. Our expertise ensures you make informed decisions, and we show you how you can leverage your existing property to build your wealth and long-term financial future.
Refinancing and Debt Consolidation
Are you juggling multiple loan repayments or want to get the most out of your loan? We analyse your existing loans, your future goals and requirements, negotiate better terms with the most suitable lender and help consolidate debts. Streamlining your finances and can help you save money
Construction and Renovation Loans
Whether you’re building a new home or renovating an existing one, we provide construction loan options that suit your situation. Let us handle the complexities while you focus on creating your dream home.
Upsizing and Downsizing
Transitioning to a larger or smaller home? We assist with loans that align with your changing needs. Our goal is to make your move seamless while ensuring your home loan is working for you.
Separation and Divorce Settlements
Separating form your partner is life changing and there are so many things to consider, we have extensive experience navigating the separation process from a finance point of view and can tailor a solution that fits your timeline in conjunction with your lawyer and/or family courts.
Commercial Loans
We can assist with a range of business-related finance options to help your business adjust to the changing conditions, securing capital to allow you to grow or securing a property to call your own.
Asset Finance
Acquiring the right asset or new equipment for your business can be vital to your future success, we offer asset finance solutions to meet your business needs.
Bridging Loans
Bridging the gap between selling and buying? We can arrange short-term bridging loans that provide the necessary funds during property transitions.
Self-Managed Super Funds (SMSF)
Ever wanted to use your superannuation to secure property? Unlike traditional home loans, where the property is owned outright by the borrower, an SMSF loan allows the fund to acquire the property while adhering to strict rules. You will need a team of professionals to assist with the setup and running of an SMSF and here at Walmac Finance we can guide you through the process and secure the right loan solution to suit your SMSF’s needs.
Personal Loans
While not directly related to mortgages, we also assist with personal loans for various purposes—travel, education, or unexpected expenses.
Complex Lending Structures
The bank may have told you that your situation is too complex, or they are requesting so much information that it can become overwhelming. We have extensive experience arranging finance in Trust and Company structures and we pride ourselves on simplifying the process and taking the most efficient path to building your financial success.